Denied Insurance Claim After You’re Injured? Why You Should Contact a Lawyer

denied insurance claim

Insurance is important because it can give you peace of mind. For instance, getting injured when you don’t have insurance is a far different experience than when you are insured. When an injury occurs, what happens if you submit a claim and it’s denied by your insurance company? This can happen for injuries associated with car insurance, homeowner’s insurance and business insurance. When it does, many people are confused after paying insurance premiums only to be denied for reasons that are unclear. If you find yourself in this situation, contact Elizabeth NJ lawyers at the Law Office of Ashton E. Thomas.

Why Insurance Claims Are Denied

From the perspective of the insurance company, there are many reasons why an insurance claim might be denied. Some of the more common reasons include having an incomplete claim, a lapse in coverage, a policy exclusion, limited medical records, a delay in treatment after an injury, a pre-existing condition or failure to prevent the injury. These are just a few of examples of many reasons why an insurance company might choose to deny your claim. To ensure your rights are protected, it’s important to seek guidance from a qualified professional that understands the law. Attorney Ashton Thomas has knowledge of the insurance industry and the experience needed to effectively navigate the legal process.

How an Attorney Can Help

There is a possibility that the insurance company has not acted in good faith while handling the insurance claim. An attorney can work on your behalf to assess whether a breach of contract occurred. They will likely review your insurance policy and speak with the insurance company regarding denial of the claim. If your insurance claim has been denied, contact attorney Ashton Thomas today. Elizabeth NJ lawyers like Ashton Thomas can help you understand complex legal matters and respond appropriately. Call today for a consultation.